When looking for the best car insurance, Perth drivers often make the costly mistake of assuming that their current provider will offer the best deals. However, when it comes to new car insurance, sticking with your current provider could be a really bad idea and here are five bad reasons you may tell yourself to avoid changing.
You’ve Used the Company for Years:
These days insurance companies rarely reward loyalty and will typically allow only new customers access to the best car insurance. Perth drivers may assume that their renewal quote is the best the company can offer, but you could be paying way too much. It is easy to check on this by simply obtaining a couple of quotes from other companies. You can then compare the quotes with your renewal offer from your current provider. You are likely to find that the new car insurance company offers you the better deal.
You’re Given Safe Driving Rebates:
While a cheque or coupon arriving in the post is a nice surprise, don’t make the assumption that this reflects that your insurer is giving you a fair deal. The chances are that any rebate is only a portion of what you have been overcharged by your current company. When it comes to checking the competitiveness of car insurance, Perth drivers should assess the costs against other deals. Even if you factor in the rebate, you are still likely to be paying too much.
You Get Free Roadside Assistance:
These days most insurers offer roadside assistance as part of their package. “Free” roadside assistance is not free; it is simply factored into the cost. Additionally, you may find that the assistance package included is fairly basic. While an independent package may cost a little more, it is likely to include more benefits. Check what is included in your assistance package, to allow you to compare like for like.
Changing Insurers is a Hassle:
While certain kinds of insurance policies can make it tricky to change providers, home and vehicle insurance is quite easy to change nowadays. Vehicle insurance can be obtained online or with a quick phone call. This ease of use means that you can shop for car insurance at any time of the day or night. To gain access to the best car insurance, Perth drivers can shop around at brokers, dealers and even banks in only a few minutes. You may find that spending ten or twenty minutes could save you hundreds of dollars.
You Don’t Want to Choose an Unknown Company:
While there are a number of smaller insurance providers offering good packages, you can still get a great deal with familiar names. For example, Honda dealerships can offer competitive quotes for your vehicle insurance and offer the reassurance of an established global brand.
If you are in search of the best car insurance, Perth drivers should speak to us at (08) 9317 5700. We not only offer a fantastic selection of new and pre-owned Honda models but can provide competitive quotes for your vehicle.
